YOUNGSTOWN CITY SCHOOLS CREDIT UNION
ADDRESS
20 W. Wood Street
Suite 115
Youngstown, Ohio 44503
2021 Annual Meeting
Join Zoom Meeting
https://youngstown.zoom.us/j/9330749122?pwd=MThXZkliNHBJTTlhMC9WeTJMOCtoZz09
Meeting ID: 933 074 9122
Passcode: Success
One tap mobile
+19294362866,,9330749122#,,,,*492561# US (New York)
+13017158592,,9330749122#,,,,*492561# US (Washington DC)
Dial by your location
+1 929 436 2866 US (New York)
+1 301 715 8592 US (Washington DC)
+1 312 626 6799 US (Chicago)
+1 669 900 6833 US (San Jose)
+1 253 215 8782 US (Tacoma)
+1 346 248 7799 US (Houston)
Meeting ID: 933 074 9122
Passcode: 492561
HOURS
Due to the Coronavirus crisis, no business will be conducted within the credit union office. Please come to the front door on W. Wood St and call the office at (330)744-5846 when you arrive. The office staff will meet you there.
****New office hours as follows:****
Due to COVID-19 the office will have adjusted hours.
We will be opened Monday, Tuesday, Thursday, and Friday from 9:00 a.m. to 3:00 p.m. The office will be closed on Wednesdays due to building cleaning and sterilization.
SAVINGS RATES/LOAN RATES*
Regular Share (Savings) Account .15% DIV/APY
(Minimum $5 to open)
Share Certificate (1 year term) .20% DIV/APY
(Minimum $1,500 to open)
Christmas Club Account .15% DIV/APY
(No minimum beginning balance)
Accounts in this Credit Union are insured up to $250,000 by American Share Insurance (ASI) - a Credit Union share guaranty corporation. This institution is not federally insured. Members' accounts are not insured or guaranteed by any government or government-sponsored agency.
Each account must have $100 balance to earn dividends.
*Members forfeit dividends if they close an account before accrued dividends are paid. Fees may reduce earnings. There is a 90-day interest penalty for early withdrawal of a share certificate.
TYPE A.P.R. MAX. TERM
New Vehicle 2.39% 72 Months
Used Vehicles 2.99% - 5.50% up to 72 Months
(Rate and term are dependent upon age of vehicle)
Unsecured Line of Credit 11.00% 42 Months
Personal/Comaker 13.00% 60 Months
Share Secured 3.00% 60 Months
(Share secured loans over $10,000 can be granted for up to 120 months)
Updated:03/18/2021
Privacy Notice - Click Here